SKILL SET SUMMARY Several years of domestic/international finance and banking experience with specific expertise in: Commercial Banking & Finance: Commercial banking/finance experience with expertise in Syndicated & Direct Commercial Lending, Real Estate, Project & Trade Finance, International Banking, Workouts, Loan Review, Compliance. Financial Analysis: Over seven years of corporate and industry financial analysis experience encompassing: ratio analysis, projections, modeling, NPV, IRR, DCF, etc. of corporations and financial institutions. Professional training has included Bank Credit Training and passage of Level I of the CFA exam. Problem Solving: Demonstrable troubleshooting skills including negotiating and restructuring defaulted commercial loan facilities to resume performing status. Business Development/Relationship Management: Successfully executed $80MM in new assets and retained majority of customer base during financial difficulty of employer. Portfolio Management: Several years experience managing domestic and international credit facilities. EDUCATION Master of International Management (MIM). Majors: Japanese & International Finance. GPA=3.5 Indiana University, Bloomington IN (1982) B.S. Finance. Minor in Economics. MBA coursework. Dean's List. HONORS Institute for International Studies & Training, Fujinomiya, Japan (1988) Awarded scholarship by Japanese government (MITI) to attend a management training program for foreign nationals. PROFESSIONAL TRAINING Passed comprehensive examination encompassing Quantitative Methods, Accounting, Financial Statement Analysis, Equity & Fixed Income Analysis, Portfolio Management. First City Bancorporation of Texas (1990) Completed credit training program. PROFESSIONAL EXPERIENCE Industrial Bank of Japan (Chicago) (1999-Present) Assistant Vice President: Relationship Manager/Calling Officer responsible for managing and developing a Fortune 1000 commercial banking portfolio with concentrations in the transportation and financial services sectors. Specific responsibilities encompass business development, portfolio management, credit analysis and presentation to Credit Committee. Relationships include United Airlines, Northwest Airlines, Harley-Davidson, Comdisco, Dana Corp. , TRW, GATX, Aon, Allstate, Equity Office Properties, Household International, etc. Independent Contractor/Consultant (Chicago) (1997-1999) Motorola Credit Corp.: Assisted in the design and implementation of a compliance system to manage client's emerging market receivable exposures. Also assisted senior officers in restructuring distressed credit facilities. ABN-AMRO: As part of a project team, centralized the monthly profitability reporting function for the client's North American branches. Also instituted cross functional training programs for permanent employees and conducted ad-hoc research projects for senior management. IPC Group: Developed financial models for valuing intellectual property claims. International Loan Workout Officer: Managed all phases of the Workout process of an adversely risk rated, emerging markets loan portfolio for a US government international financial institution. Industries encompassed Natural Resources, Real Estate and Manufacturing in the Middle East, Africa and Latin America. -Formulated, recommended and implemented strategies for maximizing loan recoveries, including: restructuring credit facilities, enforcing guarantor obligations, instituting receivership proceedings, intercreditor negotiations (World Bank, EXIM Bank, International Development Agencies). -Restructured $15 MM in defaulted credit facilities which had been on non-accrual status for two years. -Managed institution's $150 MM project finance exposure for construction of the largest electrical utility in LatinAmerica. -Top Secret Security Clearance/Diplomatic Immunity status. The Hyakujushi Bank Ltd., 2 Wall Street, NY, NY (1992-1995) Assistant Vice President: Managed a $125 MM portfolio of syndicated Fortune 1000 and Commercial Real Estate Credit Facilities. -Evaluated, executed and closed branch's participation in all new credit transactions (Corporate, Project Finance) syndicated by Money Center and International Banks. -Prepared analytical credit memorandum for all new facilities, including: credit and industry analysis, cash flow forecasting, modeling and sensitivity analysis. -Commercial real estate workouts, including: bankruptcy/foreclosure analysis, DIP financing, negotiating and restructuring credit facities, attorney interface. -Generated and closed $80MM in new assets during final year. -Deal Sheet included: Time Warner Entertainment, AT&T, GTE, Blockbuster/Paramount/Viacom, Texas Utilities, Eastman Kodak, Sears Roebuck, RJR Nabisco, Dow Chemical (Canada), etc. First City Bancorporation of Texas, Houston, TX (1990-1992) International Banking Officer: Relationship Manager in the Asia Pacific Department responsible for managing and developing a $96 MM portfolio of Japanese and Asian Corporate Banking Relationships. -Marketed trade finance, capital markets and correspondent banking services and products. -Structured credit facilities to achieve targeted rates of return; Credit and Industry analysis of relationships; Presentation to International and Executive Credit Committees. -Managed overall country exposure for Japan, Korea, Hong Kong. -Promoted from International Banking Officer. Long Term Credit Bank of Japan, Tokyo, Japan (1988-1989) Corporate Finance Analyst: Intern in the North American Credit and Economics Group. Conducted credit and industry analysis of Fortune 500 and Canadian corporations for use in syndicated loan transactions and as marketing tools by American offices. John Nuveen & Co., Inc. , Chicago, IL (1985-1987) Money Market Representative Controller of a $300 MM Institutional Municipal Bond Money Market Fund. Controlled assets during trading periods. Interfaced with portfolio manager and institutional clientele re: daily liquidity position Preparation of weekly market performance reports for use by Executive Committee. Promoted from Mutual Fund Representative. COMPUTER SKILLS Microsoft Office (Word/Powerpoint/Excel/Access); Lotus 123, Wordperfect, Windows 95/98/NT, HTML. |
SKILL SET SUMMARY Several years of domestic/international finance and banking experience with specific expertise in: Commercial Banking & Finance: Commercial banking/finance experience with expertise in Syndicated & Direct Commercial Lending, Real Estate, Project & Trade Finance, International Banking, Workouts, Loan Review, Compliance. Financial Analysis: Over seven years of corporate and industry financial analysis experience encompassing: ratio analysis, projections, modeling, NPV, IRR, DCF, etc. of corporations and financial institutions. Professional training has included Bank Credit Training and passage of Level I of the CFA exam. Problem Solving: Demonstrable troubleshooting skills including negotiating and restructuring defaulted commercial loan facilities to resume performing status. Business Development/Relationship Management: Successfully executed $80MM in new assets and retained majority of customer base during financial difficulty of employer. Portfolio Management: Several years experience managing domestic and international credit facilities. EDUCATION Master of International Management (MIM). Majors: Japanese & International Finance. GPA=3.5 Indiana University, Bloomington IN (1982) B.S. Finance. Minor in Economics. MBA coursework. Dean's List. HONORS Institute for International Studies & Training, Fujinomiya, Japan (1988) Awarded scholarship by Japanese government (MITI) to attend a management training program for foreign nationals. PROFESSIONAL TRAINING Passed comprehensive examination encompassing Quantitative Methods, Accounting, Financial Statement Analysis, Equity & Fixed Income Analysis, Portfolio Management. First City Bancorporation of Texas (1990) Completed credit training program. PROFESSIONAL EXPERIENCE Industrial Bank of Japan (Chicago) (1999-Present) Assistant Vice President: Relationship Manager/Calling Officer responsible for managing and developing a Fortune 1000 commercial banking portfolio with concentrations in the transportation and financial services sectors. Specific responsibilities encompass business development, portfolio management, credit analysis and presentation to Credit Committee. Relationships include United Airlines, Northwest Airlines, Harley-Davidson, Comdisco, Dana Corp. , TRW, GATX, Aon, Allstate, Equity Office Properties, Household International, etc. Independent Contractor/Consultant (Chicago) (1997-1999) Motorola Credit Corp.: Assisted in the design and implementation of a compliance system to manage client's emerging market receivable exposures. Also assisted senior officers in restructuring distressed credit facilities. ABN-AMRO: As part of a project team, centralized the monthly profitability reporting function for the client's North American branches. Also instituted cross functional training programs for permanent employees and conducted ad-hoc research projects for senior management. IPC Group: Developed financial models for valuing intellectual property claims. International Loan Workout Officer: Managed all phases of the Workout process of an adversely risk rated, emerging markets loan portfolio for a US government international financial institution. Industries encompassed Natural Resources, Real Estate and Manufacturing in the Middle East, Africa and Latin America. -Formulated, recommended and implemented strategies for maximizing loan recoveries, including: restructuring credit facilities, enforcing guarantor obligations, instituting receivership proceedings, intercreditor negotiations (World Bank, EXIM Bank, International Development Agencies). -Restructured $15 MM in defaulted credit facilities which had been on non-accrual status for two years. -Managed institution's $150 MM project finance exposure for construction of the largest electrical utility in LatinAmerica. -Top Secret Security Clearance/Diplomatic Immunity status. The Hyakujushi Bank Ltd., 2 Wall Street, NY, NY (1992-1995) Assistant Vice President: Managed a $125 MM portfolio of syndicated Fortune 1000 and Commercial Real Estate Credit Facilities. -Evaluated, executed and closed branch's participation in all new credit transactions (Corporate, Project Finance) syndicated by Money Center and International Banks. -Prepared analytical credit memorandum for all new facilities, including: credit and industry analysis, cash flow forecasting, modeling and sensitivity analysis. -Commercial real estate workouts, including: bankruptcy/foreclosure analysis, DIP financing, negotiating and restructuring credit facities, attorney interface. -Generated and closed $80MM in new assets during final year. -Deal Sheet included: Time Warner Entertainment, AT&T, GTE, Blockbuster/Paramount/Viacom, Texas Utilities, Eastman Kodak, Sears Roebuck, RJR Nabisco, Dow Chemical (Canada), etc. First City Bancorporation of Texas, Houston, TX (1990-1992) International Banking Officer: Relationship Manager in the Asia Pacific Department responsible for managing and developing a $96 MM portfolio of Japanese and Asian Corporate Banking Relationships. -Marketed trade finance, capital markets and correspondent banking services and products. -Structured credit facilities to achieve targeted rates of return; Credit and Industry analysis of relationships; Presentation to International and Executive Credit Committees. -Managed overall country exposure for Japan, Korea, Hong Kong. -Promoted from International Banking Officer. Long Term Credit Bank of Japan, Tokyo, Japan (1988-1989) Corporate Finance Analyst: Intern in the North American Credit and Economics Group. Conducted credit and industry analysis of Fortune 500 and Canadian corporations for use in syndicated loan transactions and as marketing tools by American offices. John Nuveen & Co., Inc. , Chicago, IL (1985-1987) Money Market Representative Controller of a $300 MM Institutional Municipal Bond Money Market Fund. Controlled assets during trading periods. Interfaced with portfolio manager and institutional clientele re: daily liquidity position Preparation of weekly market performance reports for use by Executive Committee. Promoted from Mutual Fund Representative. COMPUTER SKILLS Microsoft Office (Word/Powerpoint/Excel/Access); Lotus 123, Wordperfect, Windows 95/98/NT, HTML. |